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The views expressed are not necessarily the opinion of FSC Securities Corporation, and should not be construed directly or indirectly, as an offer to buy or sell any securities mentioned herein.  Investors should be aware that there are risks inherent in all investments, such as fluctuations in investment principal.  With any investment vehicle, past performance is not a guarantee of future results. Material discussed herewith is meant for general illustration and/or informational purposes only, please note that individual situations can vary.  Therefore, the information should be relied upon when coordinated with individual professional advice.